Your estimate · Beeville, TX
An insurance (life / final expense) job in Beeville ≈ 1,065,000 $ coverage need · $15–$200 per month
That range is the per month for insurance (life / final expense) in the Coastal Bend — a low–high band, not a single fixed price. Adjust the numbers below to match your job.
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Insurance (Life / Final Expense) Cost Calculator — Beeville
Quick estimate of how much term life you should carry. DIME = Debt + Income (10x) + Mortgage + Education.
Estimate
1,065,000 $ coverage need
Recommended term life: ~$1,065,000. DIME formula breakdown: Debt $15,000 + 10× Income $750,000 + Mortgage $200,000 + Education ($100k × 1 kid) $100,000.
DIME is a rule of thumb, not a financial plan. Spouse income, existing savings, and existing employer life all change the number. Term-life is almost always cheaper than whole-life for pure coverage need.
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