Your estimate · Three Rivers, TX
A real estate agents job in Three Rivers ≈ 262,526 $ max home price · $5–$6 percent of sale price
That range is the percent of sale price for real estate agents in the Coastal Bend — a low–high band, not a single fixed price. Adjust the numbers below to match your job.
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Real Estate Agents Cost Calculator — Three Rivers
Annual income + monthly debts + down payment + rate → maximum affordable home price using standard lender DTI ratios.
Minimum payments only, not what you actually pay.
Estimate
262,526 $ max home price
On a $85,000 household income with $500/mo in other debts, the 28/36 rule allows up to $1,983/mo for housing. At 7% over 30 years with $30,000 down, you can afford roughly a $262,526 home (max loan $232,526, LTV 88.6%).
- Max PITI:
- 1,983 $/mo
- Max P+I:
- 1,547 $/mo
- Max loan:
- 232,526 $
- Max home price:
- 262,526 $
- Resulting LTV:
- 88.6 %
Estimate using the Fannie/Freddie 28/36 DTI rule of thumb. Real lender approval varies: FHA goes higher (31/43), VA allows 41%+ with comp factors, jumbo / Padre Island second-home loans tighter. Doesn't account for property-specific tax exemptions (homestead, over-65, disability veteran), HOA dues, flood insurance in FEMA SFHAs, or closing-cost reserves. A local Coastal Bend lender can pre-qualify against actual underwriting.
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